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RetirementSpain.com

All the information you need for Retirement to Spain

 

 

 

    Save up to 20% on Spanish Retirement Property

             

The Only Independent Educational Website for People Retiring to Spain

Contact a Spanish Retirement Professional

 

Free advice on retirement property in spain and retiring to spain

'Be prepared and argue vigorously'

 

RetirementSpain.com users can benefit from a 5 to 20% price reduction on many types of retirement property in Spain

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The Best Communities in Spain Described

   Pension and Benefit Transfers ....

Before taking your plans of retiring to Spain seriously, it is recommended to call on the DWP to check that they are prepared to transfer your pension and any benefits overseas. Sadly we have heard reports that people are not treated in a uniform manner and therefore we recommend that you are fully prepared when you talk to them, and that you argue your case vigorously.

Contact details

 

The DWP or Department of Works and Pensions

Tyneview Park,

Newcastle upon Tyne,

NE98 1BA.

 

Telephone:  0191 218 7547

Fax:  0191 218 7376

E.mail:  tv.customercare@thepensionservice.gsi.gov.uk

Web:  www.thepensionservice.gov.uk

You will need to contact the DWP to get a E121 form (click Healthcare and link to 'Applying & Receiving State Healthcare - Pensioners')

You have every right to your pension paid overseas and once one of you is registered with the Spanish Social Security (I.N.S.S.), then other family members may also benefit from free healthcare as well under the same application.

Remember:  Retirement age in Spain for both Men and Women is 65.

Therefore you may of course transfer your pension and benefits over to Spain, but if you are relying on an older wife to hit pensionable age first (i.e. 60yrs in the UK), then you will have to reconsider as she will not be entitled to free prescriptions and unfinanced healthcare until she is 65. Until that time you may wish to go down either the E106, EHIC or private healthcare route. (see section on Healthcare)
   Benefit Transfers ....

This is the area of greatest confusion and dispute with the DWP and it is this area which we recommend that you are most prepared for.

In general, if you are retiring to Spain then these are the benefits you normally  CAN  take with you:

  • Long term incapacity benefit

  • Severe disablement allowance

  • Retirement pension

  • Widows benefits

  • Bereavement benefits

Benefits that you normally  CANNOT  take with you:

  • Pension credit increments

  • Short term incapacity benefit

  • Unsevere disablement allowance

Ironically the Winter Fuel Allowance DOES get paid to most of the 60.000 British pensioners that have taken up Spanish retirement. Well it can get pretty chilly inland anyway!!

Healthcare Costs Often Not Covered

  • Dental treatment

  • Dentures

  • Spectacles

  • Medical repatriation

  • Costs surrounding death

  • Repatriation upon death

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www.RetirementSpain.com is a website dedicated to the provision of up to date information for anyone considering retiring to Spain. It is sponsored by Integrated Relocation Spain SL. a limited Spanish registered company at Calle  Sierra Bermeja 4-1 2, 11311 P.Nuevo de Guardiaro, Cadiz, Spain ( Head Office, with other offices in Estepona and Murcia. Tel: 0034 664 700 799 (Fax: 00 34 956695949), or 0871 8714687 from the UK direct.

Integrated Relocation Spain Employees have over 50 years experience in relocating families and retirees throughout the UK and Spain. All Spanish employees are regulated by the industry association EURA, and officers are trained to offer professional advice in many different languages.

Click HERE to contact a Spanish Retirement Professional, or visit the website at www.integratedrelocationspain.com

Web: www.retirementspain.com  E.mail: info@retirementspain.com  Telephone: (0034) 664 700 799

Head Office Address:  Calle Sierra Bermeja 4, 1-2,  1311 P.Nuevo de Guardiaro, Cadiz, Spain.

CONTACT: Mrs.Rhona HUTCHINSON ( Managing Director).